521 S Railroad Street Montgomery, IL 60538
Listing Courtesy of: MLS LogoMidwest Real Estate Data as distributed by MLS GRID / Charles Rutenberg Realty

  521 S Railroad Street Montgomery, IL 60538

Contingent (16 Days)
$285,000 (USD)
3
BED
3
BATH
1,012
SQFT

Description

Rare opportunity to own this three bed three bath ranch-style duplex, featuring a full finished basement with a second kitchen- ideal for rental income or multigenerational living. The main floor is filled with natural light and offers a spacious eat-in kitchen with plenty of cabinets and counter space. The primary bedroom includes a private en-suite bathroom while the secondary bedroom features a full walk in closet. Convenient main floor laundry makes this level fully self-sufficient. The lower level boasts another en-suite bedroom, full kitchen, dining area and an expansive living space enhanced with many stylish extras such as tile work and mood lighting. A full attached garage and backyard storage shed complete this well appointed property. No HOA or association fees.

MLS #:
12596087
Taxes
$3,371(2024)
Type
Single-Family Home
Year Built
1991
School District
129,131
County
Kane County

Listed By

Kathy McLeod, Charles Rutenberg Realty
Source
Midwest Real Estate Data
Last checked Apr 3 2026 at 6:06 AM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
Interior Features
  • Storage
  • 1st Floor Full Bath
  • Walk-In Closet(s)
  • Built-In Features
  • Open Floorplan
  • Dining Combo
  • Laundry: In Unit
  • Appliance: Range
  • Appliance: Refrigerator
  • Appliance: Washer
  • Appliance: Dryer
  • Appliance: Microwave
  • In-Law Floorplan
  • Laundry: Washer Hookup
  • Laundry: Main Level
Property Features
  • Shed(s)
Heating and Cooling
  • Natural Gas
  • Central Air
Basement Information
  • Finished
  • Full
Exterior Features
  • Roof: Asphalt
Utility Information
  • Utilities: Water Source: Public
  • Sewer: Public Sewer
School Information
  • Elementary School: Nicholas a Hermes Elementary Sch
  • Middle School: Washington Middle School
  • High School: West Aurora High School
Parking
  • Garage Door Opener
  • Garage Owned
  • Attached
  • Garage
  • Asphalt
  • Yes
Stories
  • 1
Living Area
  • 1,012 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

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Disclaimer: Square footage is based on information available to agent, including County records. Information has not been verified by agent and should be verified by buyer.
Based on information submitted to the MLS GRID as of 4/3/2026 06:06. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.